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loan verb
⇨ lend loan loan ♦︎ credit ♦︎ mortgage ♦︎ advance ♦︎ overdraft These are all words for money that a person or an organization such as a bank lends sb. 这些词均表示借款、贷款。 PATTERNS AND COLLOCATIONS 句型和搭配 ◆ a loan / credit / a mortgage / an advance / an overdraft from sb / an organization ◆ a mortgage / an advance on sth ◆ a large / huge loan / mortgage / advance / overdraft ◆ (a) low-interest loan / credit / mortgage / overdraft ◆ (a) cheap loan / credit / mortgage ◆ (an) interest-free loan / credit / overdraft ◆ a temporary loan / mortgage / overdraft ◆ (a) bank loan / credit / mortgage / overdraft ◆ to have a loan / a mortgage / an advance / an overdraft ◆ to get a loan / credit / a mortgage / an advance ◆ to obtain / arrange / apply for / refuse sb / deny sb (a) loan / credit / a mortgage ◆ to take out / request / pay off / repay a loan / mortgage ■ loan [countable ] money that an organization such as a bank lends to sb 贷款；借款 ◆ I'm going to have to take out a bank loan (= to borrow money from a bank) to pay for the car.我得要贷款买车了。 ◆ It took three years to repay my student loan (= money lent to a student) .我用了三年时间才还清助学贷款。 ◆ He ran up massive debts borrowing from loan sharks (= people who lend money at very high rates of interest) .他因借高利贷而负债累累。 loan ⇨ lend verb ■ credit ˈkredɪt [uncountable ] an arrangement that you make, for example with a shop, to pay later for sth you buy; money that a bank lends to you 赊购；赊欠；（从银行借的）借款，贷款 ◆ We bought the dishwasher on credit .那台洗碗机是我们赊购来的。 ◆ We offer two months' interest-free credit.我们提供两个月的免息赊购。 ◆ Your credit limit is now £2 000.你的信用额度现在为2 000英镑。 ◆ The bank refused further credit to the company.银行拒绝继续为这家公司提供贷款。 debit ⇨ debt NOTE 辨析 loan is a particular official agreement to borrow an amount of money and pay it back later; credit is a general term for any money that a bank makes available to a customer, when that customer does not already have that amount in their own account. * loan指的是一种正式贷款协议；credit泛指银行为账户资金不足的客户提供的借款。 ■ mortgage ˈmɔːgɪdʒ; NAmE ˈmɔːrgɪdʒ [countable ] a legal agreement by which a bank or similar organization lends you money to buy a house or other property, and you pay the money back over a particular number of years; the sum of money that you borrow 按揭；按揭贷款；抵押贷款 ◆ Do you have a mortage on this house?你这所房子有按揭贷款吗？ ◆ Fortunately we've already paid off our mortgage.幸好我们已还清了抵押贷款。 ◆ Mortgage rates (= of interest) are up again this month.按揭贷款利率本月又上涨了。 ▸ mortgage [transitive ] ◆ He had to mortgage his house to pay his legal costs.他不得不把房子抵押出去来付诉讼费。 ■ advance [countable , usually singular ] money paid for work before it has been done or money paid earlier than expected 预付工资；预付款 ◆ They offered an advance of £5 000 after the signing of the contract.他们在合同签订后预付了5 000英镑。 ◆ She asked for an advance on her salary.她要求预支薪金。 advance ⇨ lend ■ overdraft [countable ] ˈəʊvədrɑːft; NAmE ˈoʊvərdræft the amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this 透支额；透支安排 ◆ She had run up an overdraft of £3 000.她的透支额累计达3 000英镑。 ◆ I had to arrange an overdraft to pay for the car.我不得不通过透支来偿付购车款。 ▸ overdraw [transitive ] (especially BrE ) ◆ Customers who overdraw their accounts will be charged a fee.透支的存户须付费。 ▸ overdrawn ◆ I'm overdrawn by £100.我透支了100英镑。 ◆ Your account is £200 overdrawn.您的账户已透支200英镑。
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