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TOEFL IELTS BNC: 1468 COCA: 1699

loan noun SUM

B1 [ C ] an amount of money that is borrowed, often from a bank, and has to be paid back, usually together with an extra amount of money that you have to pay as a charge for borrowing贷款,借款

She's trying to get a $50,000 loan to start her own business.为了开办自己的公司,她正在争取一笔5万美元的贷款。
We could apply for/take out a loan to buy a car.我们可以申请贷款去买汽车。

More examples

I had to take out a bank loan to start my own business.

How much interest are you paying on the loan?

The loan must be repaid within a specified period.

Nowadays many students have to take out loans to top up their grants.

Her parents helped (her) out with a £500 loan.

loan noun BORROW

C1 [ C or U ] an act of borrowing or lending something借入;借出

Thank you very much for the loan of your bike.谢谢你把自行车借给我。
This exhibit is on loan (= being borrowed/lent) from/to another museum.这件展品是从另一家博物馆借来的/出借给了另一家博物馆。
on loan

If a football player is on loan, they are playing for a different club for a limited period of time.(足球队员)被(其他俱乐部)租借

He spent a month on loan at Newcastle.他被租给了纽卡斯尔一个月时间。

to lend借出;贷与

This library loans books and CDs.这家图书馆可以外借图书和光盘。
[ + two objects ] I'd loan you the money if I could./I'd loan the money to you if I could.我要是能借肯定会借给你这笔钱的。
TOEFL IELTS BNC: 1468 COCA: 1699
loan

noun

ADJECTIVE | VERB + LOAN | LOAN + VERB | LOAN + NOUN | PREPOSITION | PHRASES ADJECTIVElarge, massive大額/巨額借款small小額借款long-term, short-term長期/短期貸款high-interest, interest-free, low-interest, no-interest (NAmE) 高息貸款;無息貸款;低息貸款adjustable-rate, fixed-rate, variable-rate可調利率/固定利率/可變利率貸款guaranteed (NAmE) , secured, unsecured擔保貸款;抵押貸款;無抵押貸款As it was an unsecured loan, their property was not at risk.因為是無抵押貸款,他們的財產沒有風險。home-equity (= in which your house is given as security for the money borrowed) (NAmE) 住房抵押貸款Fixed-rate home-equity loans can help cover the cost of a single large purchase.固定利率住房抵押貸款可以幫助支付單項大宗購置費用。outstanding未償還貸款They used the inheritance to pay off their outstanding loan.他們用繼承的遺產償還了剩餘貸款。bad, non-performing壞賬;不良貸款a banking system riddled with bad loans充斥壞賬的銀行系統business, consumer, personal商業/消費/個人貸款bank銀行貸款bridge, bridging, temporary過渡性貸款;臨時貸款home, mortgage按揭貸款auto, car汽車貸款student助學貸款VERB + LOANapply for, ask for, request申請貸款arrange, get, obtain, raise, take out安排貸款;獲得貸款;籌集貸款She had to take out a loan until she could sell her house.在房子賣掉前,她不得不貸一筆款。give sb, grant sb, make sb, offer, provide向某人發放貸款;提供貸款My bank offered to make me a loan.銀行提出貸給我一筆款子。receive收到貸款pay back, pay off, repay償還貸款;償清貸款guarantee, secure, underwrite為貸款擔保;為貸款提供抵押;承擔貸款責任The banks will not agree to emergency funding unless the government will underwrite the loan.如果政府不為貸款擔保,銀行就不會同意提供應急資金。consolidate合併貸款If you have several student loans, you can consolidate them into one lump sum.如果你有幾筆助學貸款,可以合併成一個總項。LOAN + VERBtotal sth貸款總額達⋯loans totalling / totaling a million euros總計 100 萬歐元的貸款LOAN + NOUNapplication貸款申請agreement, arrangement, deal (BrE, sport體育) 貸款協議;貸款協定;球員租借協議the terms of the loan agreement with the bank與銀行的貸款協議條款The striker comes to the Premiership on an 18-month loan deal from Roma.這名前鋒靠着來自羅馬隊的一紙 18 個月的租賃協議進入超級聯賽。interest, rate貸款利息/利率guarantee貸款擔保payment, repayment貸款的償還款項They were struggling to meet their monthly loan repayments.他們在努力償還每月的貸款。facility (especially BrE) 信貸服務The bank provides personal loan facilities at competitive rates.這家銀行以極有競爭力的價格提供個人信貸服務。period (especially BrE) 借期The book must be returned by the end of the loan period.這本書必須在借期內歸還。officer (NAmE) 放款員a loan officer at a local mortgage company當地一家按揭公司的放款員shark放高利貸者He ran up massive debts borrowing from loan sharks.他因借高利貸而債台高築。PREPOSITIONon loan (from)(從⋯)借的The paintings are on loan from the Wallace Collection.這些畫是從華萊士收藏館借來的。loan from從⋯借來的東西a loan from my brother從我哥哥處借來的東西PHRASESsecurity for a loan貸款的抵押品He had to use his house as security for the loan.他不得不把自己的房子作為貸款的抵押品。 topic at business
TOEFL IELTS BNC: 1468 COCA: 1699
loan verb
lend
loan

noun

loan ♦︎ credit ♦︎ mortgage ♦︎ advance ♦︎ overdraftThese are all words for money that a person or an organization such as a bank lends sb. 这些词均表示借款、贷款。PATTERNS AND COLLOCATIONS 句型和搭配a loan / credit / a mortgage / an advance / an overdraft from sb / an organizationa mortgage / an advance on stha large / huge loan / mortgage / advance / overdraft(a) low-interest loan / credit / mortgage / overdraft(a) cheap loan / credit / mortgage(an) interest-free loan / credit / overdrafta temporary loan / mortgage / overdraft(a) bank loan / credit / mortgage / overdraftto have a loan / a mortgage / an advance / an overdraftto get a loan / credit / a mortgage / an advanceto obtain / arrange / apply for / refuse sb / deny sb (a) loan / credit / a mortgageto take out / request / pay off / repay a loan / mortgage loan [countable] money that an organization such as a bank lends to sb 贷款;借款I'm going to have to take out a bank loan (= to borrow money from a bank) to pay for the car.我得要贷款买车了。It took three years to repay my student loan (= money lent to a student).我用了三年时间才还清助学贷款。He ran up massive debts borrowing from loan sharks (= people who lend money at very high rates of interest).他因借高利贷而负债累累。 see also loan lend verb credit ˈkredɪt [uncountable] an arrangement that you make, for example with a shop, to pay later for sth you buy; money that a bank lends to you 赊购;赊欠;(从银行借的)借款,贷款We bought the dishwasher on credit.那台洗碗机是我们赊购来的。We offer two months' interest-free credit.我们提供两个月的免息赊购。Your credit limit is now £2 000.你的信用额度现在为2 000英镑。The bank refused further credit to the company.银行拒绝继续为这家公司提供贷款。 see also debit debt NOTE 辨析 Loan or credit?A loan is a particular official agreement to borrow an amount of money and pay it back later; credit is a general term for any money that a bank makes available to a customer, when that customer does not already have that amount in their own account. * loan指的是一种正式贷款协议;credit泛指银行为账户资金不足的客户提供的借款。 mortgage ˈmɔːgɪdʒ; NAmE ˈmɔːrgɪdʒ [countable] a legal agreement by which a bank or similar organization lends you money to buy a house or other property, and you pay the money back over a particular number of years; the sum of money that you borrow 按揭;按揭贷款;抵押贷款Do you have a mortage on this house?你这所房子有按揭贷款吗?Fortunately we've already paid off our mortgage.幸好我们已还清了抵押贷款。Mortgage rates (= of interest) are up again this month.按揭贷款利率本月又上涨了。 mortgage

verb

[transitive] He had to mortgage his house to pay his legal costs.他不得不把房子抵押出去来付诉讼费。
advance [countable, usually singular] money paid for work before it has been done or money paid earlier than expected 预付工资;预付款They offered an advance of £5 000 after the signing of the contract.他们在合同签订后预付了5 000英镑。She asked for an advance on her salary.她要求预支薪金。 see also advance lend overdraft [countable]ˈəʊvədrɑːft; NAmE ˈoʊvərdræftthe amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this 透支额;透支安排She had run up an overdraft of £3 000.她的透支额累计达3 000英镑。I had to arrange an overdraft to pay for the car.我不得不通过透支来偿付购车款。 overdraw

verb

[transitive] (especially BrE) Customers who overdraw their accounts will be charged a fee.透支的存户须付费。
overdrawn

adjective

I'm overdrawn by £100.我透支了100英镑。Your account is £200 overdrawn.您的账户已透支200英镑。
TOEFL IELTS BNC: 1468 COCA: 1699
loan
Money that you owe: arrears, bad debt, balance...
To lend something to someone: lend, spare, advance...

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