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IELTS BNC: 2483 COCA: 3215

an agreement that allows you to borrow money from a bank or similar organization, especially in order to buy a house, or the amount of money itself(尤指购房的)按揭,抵押贷款

They took out a £40o,000 mortgage (= they borrowed £40o,000) to buy the house.他们借了4万英镑的抵押贷款来买房子。
a monthly mortgage payment每月偿付的抵押贷款

More examples

People who default on their mortgage repayments may have their home repossessed.

Having a big mortgage is a real drain on your earnings.

After falling behind with his mortgage repayments he now faces eviction from his home.

She got behind with her mortgage and the house was repossessed.

They were forced to give up their home because they couldn't pay the mortgage.

to borrow money to buy a house(房屋)做抵押贷款

Their home was mortgaged up to the hilt (= the full value of their home had been borrowed).那所房子被完全抵押出去了。
IELTS BNC: 2483 COCA: 3215
mortgage

noun

ADJECTIVE | VERB + MORTGAGE | MORTGAGE + NOUN | PREPOSITION ADJECTIVEbig, huge大筆按揭貸款small小額按揭cheap低息按揭貸款Banks often offer their employees cheap mortgages.銀行經常給員工提供低息按揭貸款。endowment, repayment, reverse (NAmE) 定期人壽保險抵押;固定償還期按揭;反向抵押adjustable-rate, fixed-rate, variable-rate (BrE) 可調利率/固定利率/浮動利率按揭home, residential住房抵押;住宅抵押貸款first, second第一/第二抵押權He raised the money by taking out a second mortgage on his house.他通過對自己的房屋辦理二次抵押籌集了這筆錢。VERB + MORTGAGEhave, hold得到/持有按揭貸款We have a big mortgage.我們得到了一大筆按揭貸款。buy, get, take out購買按揭付款商品;獲得按揭貸款;辦理按揭They were having trouble getting a mortgage.他們辦理按揭貸款遇到了困難。We'll have to take out a second mortgage to pay for this wedding!我們將不得不辦理第二筆按揭來支付婚禮費用!pay, pay off, redeem, repay (especially BrE) 支付按揭貸款;償清按揭貸款;償還按揭貸款He wasn't earning enough to pay the mortgage.他掙的錢不夠還按揭。There are penalties if you want to redeem your mortgage early.如果你想提前還清按揭貸款,需要交違約金。fall behind on, fall behind with, get behind on (especially NAmE) 拖欠按揭貸款They fell behind with / on their mortgage, so their home was repossessed.他們沒有按時還按揭款,所以房子被收走了。sell出售按揭資產refinance轉按揭MORTGAGE + NOUNpayment, repayment (BrE) 按揭償付/還款They were struggling to keep up with their mortgage payments.他們千方百計按時償付按揭款。application抵押貸款申請loan抵押貸款credit抵押信貸debt抵押債務business, industry, market抵押貸款業務/行業/市場banker, broker, company, lender按揭放貸銀行家;按揭經紀人;按揭公司;按揭放貸者finance抵押融資product抵押產品insurance住房抵押貸款保險interest, rate抵押利息/利率mortgage interest payments (especially BrE) 抵押利息支付a rise in mortgage rates抵押利率的上漲portfolio抵押資產組合refinancing轉按揭PREPOSITIONmortgage of⋯的按揭貸款a mortgage of $800 00080 萬美元的按揭貸款mortgage on以⋯為抵押I couldn't get a mortgage on the property.我未辦成該房產的按揭。
IELTS BNC: 2483 COCA: 3215
mortgage noun
loan

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